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 Latest FREE Adverts - Dogs and Puppies For Sale or Wanted 
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 For Sale Toy Poodle Dogs and Puppies For Sale or WantedFor Sale Toy Poodle
For sale toy poodle puppy 5 months old, have kc reg. certificate, 5 g...
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OUR BEAUTIFUL YELLOW LABRADOR BITCH HAS GIVEN BIRTH TO TOP QUALITY LI...
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stunning rottweiler puppies for sale. Huge massive pups with giant pa...
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patterdale pups. have had tails docked and also been microchipped. ca...
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 Two 8mth Bichon Frise/JRT for sale due to daughters allergy Dogs and Puppies For Sale or WantedTwo 8mth Bichon Frise/JRT for sale due to daughters allergy
Sibling puppies for sale due to daughters allergy. 8 month old. ...
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German shepard puppies for sale, born on the 16.04.14 we have got 4 ma...
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blue girl sharpei 12 months old selling due to my ill health all paper...
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Selling my beautiful blue shar-pie due to my ill health has all papers...
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£450
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Big daddy big foot (shadow) is full a pedigree red boxer with a black ...
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£150
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Teal is a Great family dog as well as a good all round gun dog with m...
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£375
 Parti Miniature Multigeneration Labradoodle Pups. Dogs and Puppies For Sale or WantedParti Miniature Multigeneration Labradoodle Pups.
STUNNING WHITE WITH BLACK AND GREY PATCHES AUSTRAILIAN TYPE MULTIGENE...
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£495
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Bred for health and temperament… Puppies will be long coat, straigh...
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*CONFIRMED IN WHELP VIA SCAN 27/5/14* Our beautiful Red/white girl...
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One beautiful Bichon Frise puppy available for sale. Fully inoculated...
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£550
 We have 1 very beautiful, fun loving Working Cocker Spaniel  Dogs and Puppies For Sale or WantedWe have 1 very beautiful, fun loving Working Cocker Spaniel
Shes well socialised with children, has been wormed regularly and is r...
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£600
 shih tzu for sale  Dogs and Puppies For Sale or Wantedshih tzu for sale
hi I have a 7 month old shih Tzu for sale throught no fault of her own...
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£350
 cockerspaniel puppies AA CLEAR Dogs and Puppies For Sale or Wantedcockerspaniel puppies AA CLEAR
AA CLEAR PRCD,PRA,FN puppies are x3 boys & 2 girls some solid c...
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£600
 Kc Reg Labrador Pup Dogs and Puppies For Sale or WantedKc Reg Labrador Pup
Kc Reg Labrador Pup : Ready to go Now, wormed to date, full...
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£375
 Kc Cairn Terrier Pups Dogs and Puppies For Sale or WantedKc Cairn Terrier Pups
My beautiful cairn has had 5 adorable babies , 1 boy ,and 1 girl left...
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£450
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Blue Bedlington terrier puppies, Kc reg. 3 Dogs and 2 Bithches. Excell...
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£400
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Beautiful Min Schnauzer x Shih Tzu puppies, none moulting so ideal fo...
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£300
 **beautiful Litter Of Beagle Puppies** Dogs and Puppies For Sale or Wanted**beautiful Litter Of Beagle Puppies**
**BEAUTIFUL BEAGLE PUPPIES*. 1 Tan and White Bitch, 2 Broken Tri Bitc...
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£800
 Gorgeous F1 English Show Type Cockapoo Puppies Dogs and Puppies For Sale or WantedGorgeous F1 English Show Type Cockapoo Puppies
Here at Connison cocker spaniels and cockapoos we have a super litter...
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£850
 Xxx Stunning Smooth Coat Chihuahua Pups Kc Reg!xx Dogs and Puppies For Sale or WantedXxx Stunning Smooth Coat Chihuahua Pups Kc Reg!xx
beautiful smooth coat tiny Chihuahua pups kc reg and full pedigrees,r...
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£650





 bearded collie Dogs and Puppies For Sale or Wantedbearded collie
I have for sale an outstanding litter of working beardie collie pups. ...
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£500
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Beautiful litter of Beagle puppies for sale . Multiple SHOW CHAMPI...
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£450
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Stunning Sprocker Puppies Dogs and bitches Liver/white lovely chunky ...
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£340
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Beautiful puppies 5 boys and 1 girl. Blenheim and Ruby. Ready for new...
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£500
 Quality Full Blue Kc Litter Just Arrived!!! Dogs and Puppies For Sale or WantedQuality Full Blue Kc Litter Just Arrived!!!
We are proud to announce that our lilac girl has delivered an outstan...
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£900
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Am looking for a male pit pup that will be ready in the next few month...
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£100
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1 male and 4 female beautiful Lhaso Apso puppies due to leave on the 2...
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£500
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Our gorgeous homebred F2 Goldendoodle Amber gave birth on 13th May to ...
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£850
 Black K C Registered Labrador Puppies Dogs and Puppies For Sale or WantedBlack K C Registered Labrador Puppies
The pups are Kennel Club Registered and vet checked for fit fo...
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£350
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£300
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Beautiful 11 week old German Shepherd puppy, he is long haired...
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£350
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3 stunning tiny tea cup chihuahua girls for sale i have 1 black n tan...
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£500
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KC reg cocker spaniel pups for sale. Only two chocolate dogs left. Th...
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We are proud to announce the arrival of our gorgeous litter of 9 soli...
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£700
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: We have 1 girl and 2 boys available from our gorgeous litter of 7, t...
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 1 Male English Springer Spaniel Pups Dogs and Puppies For Sale or Wanted1 Male English Springer Spaniel Pups
One busy,into everything,adorable 8 week old liver and white English ...
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£400
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West Highland White Terrier puppies 8 weeks old. Fluffy white balls o...
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£345
 3 chunky male shih tzus Dogs and Puppies For Sale or Wanted3 chunky male shih tzus
Ihave 3 beautiful boys for sale All are ready now for their for...
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£600
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beautiful jack russell puppies for sale 3 boys 3 girls, well marked , ...
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£275
 lovely standard poodle for studf Dogs and Puppies For Sale or Wantedlovely standard poodle for studf
Good temperament apricot standard his parents both pedigree he is look...
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£185
 Caramel Jack Russell Puppies For Sale Dogs and Puppies For Sale or WantedCaramel Jack Russell Puppies For Sale
Caramel Jack Russell Puppies For Sale Caramel Jack Russell Puppies...
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£250
 wheaten terrier cross english bull terrier for sale Dogs and Puppies For Sale or Wantedwheaten terrier cross english bull terrier for sale
I have an 8 month old male handsome boy for sale. He is not neutured. ...
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£50
 Beautiful Tri coloured border collies Dogs and Puppies For Sale or WantedBeautiful Tri coloured border collies
I have 4 Tri coloured border collie puppies born on 10th April ready t...
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£400
 Top Quality Pedigree West Highland Puppies Dogs and Puppies For Sale or WantedTop Quality Pedigree West Highland Puppies
Beautiful litter of bubbly loving westie puppies. they are 8wks old a...
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£325
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Paw Play - Luxury Dog Boarding/Daycare
We offer luxury dog boarding and doggie day care in a home environment. Your dog will be able to run and play surrounded by the stunning Somerset levels on our five acres of private land.
Tel: 07522 589450

Pet Insurance - Top Tips

1. The starting point for comparing any pet insurance policy is to look at what the monthly or annual premium is. You should start by deciding how much you want to spend each month on a policy. Then look for policies that have premiums in this price range.

2. Get quotes from reputable companies. This will provide you with the information you need to make an informed decision. With a number of quotes, you are able to compare the plans side by side and determine which plans fit your budget, as well as your pet's needs.

3. Look deeper than the agency you are purchasing the pet insurance from. Look at the underwriter who underwrites the policies and see what their "Best Rating" is as this will give you an idea of their financial stability. Choose a stable company. The business of pet insurance has been around for over 25 years. The strength of the company will depend on how long they have been providing pet care insurance.

4. Every pet insurer is obviously going to tell you its products are the best. What you really want to know is what their current customers say. Search the web for reviews and find out things like how fast they pay out on claims, their high denial rate, and a host of other information. Also, focus on the negative reviews as every pet insurer will have at least some. What are the broad themes of the complaints? How were customers treated? Is the complaint about something very specific to that person or common among other complaints? The answers to those questions will help you get a feel for what you can expect as a policyholder of that company.

5. Have a chat with your vet to ask what pet insurance they would recommend specifically for your pet. Your veterinarian will have had some experience dealing with insurance companies and what will best fit the needs of your pet.

6. Plans that pay a percentage of the actual veterinary bill are easier for you to understand because the calculation method is nice and clear. It is a simple process to easily calculate your repayment before you send the claim in.

7. Are there limits per condition? Often pet insurance companies set maximum amounts that may be reimbursed per condition or medical event. It is important to know what those limits are and also, if there are annual limits for total care or you could find yourself with inadequate coverage when you need it most.

8. Find out how they pay out claims. Do you pay first and then submit to the insurance company for reimbursement, or do the insurance company pay directly?

9. Some policy providers do not offer coverage for routine care. A plan with this coverage will cater for everyday vet expenses like vaccinations and teeth cleanings.

10. Some pet insurance providers offer larger discounts but as a condition require you to use vets from a particular network. This could prove problematic of you later move, or if you don't currently live close to one of the networked vets. A further issue can arise if your dog has an our of hours emergency.

11. Is your pet microchipped? Are they spayed or neutered? Do you belong to an organisation that has a discount with a pet insurance company? Are you in the military? Always ask because you never know what discounts you can get. Some companies give you a discount for paying your year's premium upfront. If you have more than one pet, inquire your insurer if they offer a multiple-pet discount.

12. Some companies have per-incident limit that are also lifetime limits. Once they are reached, you will receive no more repayment for that condition at all for the rest of your pet's life.

13. Consider your pet's age and breed. These are important factors that will have a big impact on your insurance plan. Some pet insurance plans exclude medical treatments on specific illnesses for specific breeds. In addition, an older pet will also mean higher insurance premiums as well as some difficulty in obtaining coverage.

14. Review any age boundary for coverage. Some insurers begin coverage straight away while others require that the pet be eight weeks old. Some do not cover pets over 8 years old, while others have no age limit.

15. Find out whether your breed is predisposed to certain conditions. Then find out if the pet insurance covers those conditions and what amount of coverage they provide. The surgery and treatment options for certain genetic conditions can be very expensive and only a few pet insurance plans cover them. Make sure the plan you choose covers your particular dog.

16. Many pet insurance policies have pre-existing conditions clauses. If your pet is currently sick or has been sick in the last six months this may prevent you from getting a policy or increase the amount of money you have to pay. Look for a policy that is the least restrictive on pre-existing conditions.

17. Are certain conditions excluded permanently or temporarily? Some plans exclude all pre-existing conditions while others differentiate between pre-existing conditions that are "curable" and "incurable" so that you may get coverage in the future for curable conditions.

18. You must be sure that the pet care insurance will be ready for use upon the effective date from its approval and issue. Try to avoid plans that will make you wait a certain time before you can start using the policy that you have already paid for.

19. Exclusions are a list of the conditions not covered under your pet insurance policy. You must read this list very carefully because once you have accepted the policy and if your pet has a condition that comes within the list of exclusions, then there's no chance that you can ever recover a claim from your pet insurance company for that condition.

20. You want the most amount of coverage for the lowest premium. Obviously the more coverage you have the better but it will be more expensive. It is good to have basic accident coverage, but buying a comprehensive pet policy that also includes vaccinations might not be worth the money.





 
 
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