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 Latest FREE Adverts - Dogs and Puppies For Sale or Wanted 
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 New Litter of Siberian Husky puppies for re homing Dogs and Puppies For Sale or WantedNew Litter of Siberian Husky puppies for re homing
We have new litter of Siberian Husky puppies which are home raised and...
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Loving home waiting for Pitbull or Bulldog cash waiting. Thanks...
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Adorable Yorkshire Terrier Puppy for Sale, (Bitch) She has an exce...
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Pretty outgoing waggy schnoodle pups available soon. Mum is our sweet...
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Very Pretty Maltese Girl Puppies These very pretty sisters are...
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We have a beautiful litter of Golden Labradoodles now ready to be vie...
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Fantastic beagle puppies they are all triColour those puppies has had...
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Beautiful fluffy Yorkie pups. 2 Boys & 4 Girls left. Fully weaned, pa...
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Lovely spaniel puppys make great family pets, cuddled daily from my c...
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Beautiful beagle puppies, dogs and bitches, both parents can be seen,...
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border terrier puppies,,1 BOY LEFT,,litter of seven. four boys and th...
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I have a beautiful litter of tri and ruby cavalier King Charles spani...
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JUST TWO LEFT ,strong labrador pups for sale, 25 weeks old, vet check...
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- small size . Flea and worm treated , socialised in a warm an loving ...
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Black and yellow dogs and bitches, Ready to go on or around 12th Sept...
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Jerassa Magic Moment introduces her litter by Zakova Romeo born 2/7...
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Beautifully marked traditional farm bred border collie pups, very pla...
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£300
 Beautiful Litter of English Springer Spaniel Puppies Dogs and Puppies For Sale or WantedBeautiful Litter of English Springer Spaniel Puppies
Liver and White Litter consisted of 4 bitches and 3 dogs. All beautifu...
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£350
 Predigree Miniature Schnauzer Puppies Dogs and Puppies For Sale or WantedPredigree Miniature Schnauzer Puppies
Our Pets Mollie and Archie have just had a beautiful litter of 5 predi...
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Red and apricot Cockerpoo puppies We have a litter of 3 very rare ...
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We have 6 beautiful little Lhasa Apso babies availible. Both parents ...
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 gorgeous Very Tiny Merle Chihuahua Boy Dogs and Puppies For Sale or Wantedgorgeous Very Tiny Merle Chihuahua Boy
LAST BOY NEW LOWERED PRICE TO A LOVING PET HOME £800 or priced 950 w...
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£800
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Hello Ive got 2 smooth coated dashunds for sale! 1 biitch and 1 dog, b...
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Stanley is a broken coated & short legged jrt, available to visit all ...
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£80





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KC REG WHIPPET PUPPYS FOR SALE .......... Here we have a beutifull li...
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£350
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Gorgeous tri colour puppy. Ready to go now. He is 11 weeks old. Fully...
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£795
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looking for staffy male must be reasonable price thanks...
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3male pups left here for sale mum and dad are great little workers/pe...
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£250
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mum is a yellow labrador KC reg DNA checked and family pet dad is a c...
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Kc reg microchipped ex temperment funny loyal .sad genuine sale...
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£400
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Absolutely fabulous Pedigree Yorkshire Terrier puppies for sale. Moth...
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GPRA/CPRA CLEAR. GORGEOUS, TOP QUALITY, SUPERBLY BRED, 100% HEALTHY C...
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beautiful top bloodline KC reg toy poodles boys and girls whites silv...
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£800
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We have quality Pomeranian puppies available ready to go to their fore...
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Quality litter of Toy poodle puppies. Dam self whelped a litter 3 gor...
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We have had a lovely litter of jack Russell pups from our lovely jack...
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 Lakeland terrier puppys £200 Dogs and Puppies For Sale or WantedLakeland terrier puppys £200
lakeland terrier pups for sale i have dogs and bitches black and t...
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I have to liver boys Bedlington pups for sale, full predigree, parents...
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Available 11th August. KC Registered, Liver and White, Excellent worki...
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£350
 Shih Tzu Puppies Available Now! Dogs and Puppies For Sale or WantedShih Tzu Puppies Available Now!
These healthy Puppies can’t juts wait to show you some love! pureb...
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£250
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Hiya we have 4 pups for sale home reared 1 black an tan g...
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£300
 Excellent Pedigree Golden Retriever Puppies Dogs and Puppies For Sale or WantedExcellent Pedigree Golden Retriever Puppies
Dam is called Nivalis white lady Sire is Paschos top hat over canina,...
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£900
 Pedigree Alaskan Malamute Puppies Dogs and Puppies For Sale or WantedPedigree Alaskan Malamute Puppies
Pedigree Alaskan Malamute Puppies KC Registered .Big Boned and Bold, ...
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£500
 Adorable Jack Russell Puppies Dogs and Puppies For Sale or WantedAdorable Jack Russell Puppies
Brought up with children,I have 5 girls and 2 boys. They all are very...
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£250
 Shih Tzu Pups For Sale Dogs and Puppies For Sale or WantedShih Tzu Pups For Sale
: I have 4 Shih Tzu pups for sale 3 girls and 1 boys, they are 6 weeks...
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£400
 German Shepherd Puppies  Dogs and Puppies For Sale or WantedGerman Shepherd Puppies
Bellburnlane german shepherds are very excited to have available an a...
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£450
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Paw Play - Luxury Dog Boarding/Daycare
We offer luxury dog boarding and doggie day care in a home environment. Your dog will be able to run and play surrounded by the stunning Somerset levels on our five acres of private land.
Tel: 07522 589450

Pet Insurance - Top Tips

1. The starting point for comparing any pet insurance policy is to look at what the monthly or annual premium is. You should start by deciding how much you want to spend each month on a policy. Then look for policies that have premiums in this price range.

2. Get quotes from reputable companies. This will provide you with the information you need to make an informed decision. With a number of quotes, you are able to compare the plans side by side and determine which plans fit your budget, as well as your pet's needs.

3. Look deeper than the agency you are purchasing the pet insurance from. Look at the underwriter who underwrites the policies and see what their "Best Rating" is as this will give you an idea of their financial stability. Choose a stable company. The business of pet insurance has been around for over 25 years. The strength of the company will depend on how long they have been providing pet care insurance.

4. Every pet insurer is obviously going to tell you its products are the best. What you really want to know is what their current customers say. Search the web for reviews and find out things like how fast they pay out on claims, their high denial rate, and a host of other information. Also, focus on the negative reviews as every pet insurer will have at least some. What are the broad themes of the complaints? How were customers treated? Is the complaint about something very specific to that person or common among other complaints? The answers to those questions will help you get a feel for what you can expect as a policyholder of that company.

5. Have a chat with your vet to ask what pet insurance they would recommend specifically for your pet. Your veterinarian will have had some experience dealing with insurance companies and what will best fit the needs of your pet.

6. Plans that pay a percentage of the actual veterinary bill are easier for you to understand because the calculation method is nice and clear. It is a simple process to easily calculate your repayment before you send the claim in.

7. Are there limits per condition? Often pet insurance companies set maximum amounts that may be reimbursed per condition or medical event. It is important to know what those limits are and also, if there are annual limits for total care or you could find yourself with inadequate coverage when you need it most.

8. Find out how they pay out claims. Do you pay first and then submit to the insurance company for reimbursement, or do the insurance company pay directly?

9. Some policy providers do not offer coverage for routine care. A plan with this coverage will cater for everyday vet expenses like vaccinations and teeth cleanings.

10. Some pet insurance providers offer larger discounts but as a condition require you to use vets from a particular network. This could prove problematic of you later move, or if you don't currently live close to one of the networked vets. A further issue can arise if your dog has an our of hours emergency.

11. Is your pet microchipped? Are they spayed or neutered? Do you belong to an organisation that has a discount with a pet insurance company? Are you in the military? Always ask because you never know what discounts you can get. Some companies give you a discount for paying your year's premium upfront. If you have more than one pet, inquire your insurer if they offer a multiple-pet discount.

12. Some companies have per-incident limit that are also lifetime limits. Once they are reached, you will receive no more repayment for that condition at all for the rest of your pet's life.

13. Consider your pet's age and breed. These are important factors that will have a big impact on your insurance plan. Some pet insurance plans exclude medical treatments on specific illnesses for specific breeds. In addition, an older pet will also mean higher insurance premiums as well as some difficulty in obtaining coverage.

14. Review any age boundary for coverage. Some insurers begin coverage straight away while others require that the pet be eight weeks old. Some do not cover pets over 8 years old, while others have no age limit.

15. Find out whether your breed is predisposed to certain conditions. Then find out if the pet insurance covers those conditions and what amount of coverage they provide. The surgery and treatment options for certain genetic conditions can be very expensive and only a few pet insurance plans cover them. Make sure the plan you choose covers your particular dog.

16. Many pet insurance policies have pre-existing conditions clauses. If your pet is currently sick or has been sick in the last six months this may prevent you from getting a policy or increase the amount of money you have to pay. Look for a policy that is the least restrictive on pre-existing conditions.

17. Are certain conditions excluded permanently or temporarily? Some plans exclude all pre-existing conditions while others differentiate between pre-existing conditions that are "curable" and "incurable" so that you may get coverage in the future for curable conditions.

18. You must be sure that the pet care insurance will be ready for use upon the effective date from its approval and issue. Try to avoid plans that will make you wait a certain time before you can start using the policy that you have already paid for.

19. Exclusions are a list of the conditions not covered under your pet insurance policy. You must read this list very carefully because once you have accepted the policy and if your pet has a condition that comes within the list of exclusions, then there's no chance that you can ever recover a claim from your pet insurance company for that condition.

20. You want the most amount of coverage for the lowest premium. Obviously the more coverage you have the better but it will be more expensive. It is good to have basic accident coverage, but buying a comprehensive pet policy that also includes vaccinations might not be worth the money.





 
 
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